Original insurer documents, hosted by HealthiNomad. Cover is governed by your policy and certificate. An adviser can confirm the applicable edition and issuer.
Member Guide: claims and direct billing (PDF)
Use the secure application to prepare your answers and request adviser review. Your adviser confirms the appropriate issuing entity and form before arranging signatures and insurer delivery. Nothing is submitted to VUMI through this website.
Based on VUMI’s published July 2026 rate table. The 10% introductory discount applies to eligible new individual and family Global Flex policies starting 1 October 2026–30 June 2027. Monthly payments include a 6% loading. Prices are indicative; VUMI confirms final premiums, eligibility and cover.
Your chosen deductible applies per insured person, per policy year. Other benefit-specific deductibles and cost sharing can also apply.
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